StockTemp Privacy Policy

CÔNG TY TNHH TEMPLOCK VIETNAM ("Company", "we", "us", or "our") operates the StockTemp mobile application and web platform. We are committed to transparency, data protection, and full compliance with Google Play Developer Policies and Vietnam's Decree No. 13/2023/ND-CP on Personal Data Protection.

1. Information We Collect

We practice strict data minimization. We collect only what is strictly necessary to deliver and improve our services:

• Account Credentials (Optional): When you authenticate via Google Sign-In (Firebase Authentication), we receive your Google display name, email address, and profile photo URL strictly to identify your account and sync your watchlist.
• Guest Mode (Zero PII): If you choose not to log in, we collect zero Personally Identifiable Information (PII). Your watchlists, custom sentiment filters, and favorite stock tickers remain stored strictly inside your local device cache.
• Technical Diagnostics: Anonymous crash reports, device model, and OS version to diagnose technical bugs and ensure application security.

2. Purpose of Data Processing

• To compute and present algorithmic market sentiment temperatures and fair valuation indicators.
• To sync watchlists across multiple devices when authenticated.
• To allow anonymous community sentiment votes.
• To address technical issues and customer support requests.

3. Data Retention and Account / Data Deletion Policy

We retain your personal data only as long as your account remains active. Users retain full rights over their personal information and can request immediate account and data deletion at any time:

4. Third-Party Infrastructure and Security

We never sell, rent, monetize, or share your data with advertisers. Data transmission is encrypted in transit using industry-standard SSL/TLS protocols. We utilize trusted global cloud infrastructure:

• Google LLC (Firebase & Google Cloud Platform): Secure database hosting, authentication token verification, and uptime monitoring.

5. Children's Privacy (Under 13 / 18 Policy)

StockTemp is a financial simulation and market analytics tool designed exclusively for adults and individual investors aged 18 years or older (or the age of legal majority in your jurisdiction). We do not knowingly solicit, collect, or process personal data from children under 13 (or under 16/18 where applicable). If we discover that a child has provided us with personal data, we will immediately delete such information from our records.

6. Data Subject Statutory Rights

Under Vietnam’s Decree 13/2023/ND-CP and international privacy regulations, you have the right to access, rectify, port, restrict, and delete your personal data, as well as the right to withdraw consent. You may exercise any of these rights by emailing support@templock.com.vn.

7. Financial Disclaimer

StockTemp provides automated market data summaries, sentiment temperatures, and AI-assisted indicators for informational, educational, and research purposes only. None of the content provided constitutes investment, financial, tax, or legal advice. Templock Vietnam is not a licensed financial advisory firm under the State Securities Commission (SSC) of Vietnam or any financial authority. All investment decisions are made at the sole discretion and risk of the user.